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Taking Advantage of Historically Low Mortgage Rates. Recession Means Low Mortgage Rate Refinance for Consumers. economic report reveals that housing starts fell more than expected in June of 2010, bringing them to their lowest level in 8 months after confidence in 2009 figures caused speculation that the housing market was in a slow recovery. So what does that mean to the consumer who is wishing to purchase a home? Before you begin the proces.

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